| Testimonial |
| "I am very happy with the way my claim was handled...I would not hesitate to recommend them to a friend or relative"
Mr Saini |
| Feeds |
|
|
Home > Types of Claims > MIB Claims
| MIB Claims |
If you are involved in a ‘hit and run’ accident or the other driver is uninsured the Motor Insurance Bureau (MIB) will deal with your claim for compensation. They are funded by the insurance industry.
Uninsured Driver
If an uninsured driver hits you we will need to make a claim to the MIB on your behalf by completing an MIB claim form. We will need to investigate your claim in the same way as we would if the other driver was insured.
You will need to show that:- You have been involved in an accident; and
- The accident was not your fault; and
- As a result of the accident you have suffered from personal injury and or damage to your property
If the MIB are satisfied that the other driver was legally responsible for the cause of the accident they will make an offer of compensation.
If you to not agree with the MIB assessment or the amount of the offer you can proceed to issue a claim at court against the uninsured driver and if you are successful the MIB will satisfy the judgement. This means you will recover your damages and legal costs in the same way as if the driver had been insured.
Hit & Run
If you are involved in a ‘hit & run’ accident where you do not have the identity of the other driver the MIB will consider your claim. In these cases they will make all the necessary investigations and if they are satisfied you have a claim that would have been successful against the other driver had his identity been known they will award damages. The amount awarded in damages will be equivalent to an amount that would be awarded by the courts.
The MIB are not obliged to pay your costs if you are injured in a ‘hit & run’ accident. They will usually make a contribution towards your costs and you will be responsible for any shortfall.
What can we do for you?- We can give you a free initial consultation & provide you with jargon free, no hassle or catches legal advice, where we’ll assess the merits of your claim
- If we think you have a valid case, we’ll arrange an appointment for us to meet – as solicitors with many years of experience, we believe our clients value face-to-face client contact
- We will assign to you a specialist solicitor who will be your point of contact for your case. You will have their phone number and e-mail address.
- We will investigate your claim and keep you informed at every stage.
- We will help you ensure that you receive the maximum compensation for your injuries.
- We try to keep things running as efficiently as possible, so you can continue with your life and leave all the hard work to us.
What steps can you take to minimise any dispute and maximise your chance your chances of success?
To help your case, you should take names, addresses and telephone numbers of any witnesses to the accident and take photographs of the accident & its location if possible. You should also contact the Police immediately and report the incident.
If you suffer financial losses as a result of your accident you should ensure that you keep all receipts, invoices and other documents that may support your claim.
Most importantly do not delay in calling us, as you must submit your claim within three years following the accident.
|
|
|
|
